Maple Grove - Back in 1991 when Mortgages Unlimited closed their first home loan, it would have been difficult to imagine the complexities of the mortgage industry in 2023. When you consider the enormity of changes that have taken place in recent years, today’s potential homeowners are faced with decisions that are sometimes confusing and a stack of paperwork that is often daunting. “It’s always been important for us to keep the loan process simple, focus continually on providing the highest level of service, and hire people who share our local roots and values,” noted Chris Fredin, Mortgages Unlimited’s CEO. “That’s why we’ve chosen Jeff Pappenfus to join our team. Jeff thoroughly understands every detail of the mortgage process and serves his clients with the highest level of integrity.” In 1994, shortly after graduating from the University of St. Thomas, Pappenfus entered the mortgage industry.